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Let's review one of the common misconceptions that is thrown around by folks touting the wonders of selling properties on a lease option:

You won't have any repairs or maintenance.

True Cheap Sevilla Hats , you can certainly have your documents state that the tenantbuyer (TBer) is responsible for repairs. In fact, I've seen numerous variations of this ranging from the TBer is responsible for all repairs to only those repairs falling within a certain price range. Some investors ask the seller to be responsible for repairs up to a certain amount and ask the TBer to be responsible for those over that amount. Insurance will theoretically cover major damages so that's not an issue. And I know from several experiences that insurance will and does cover many repair expenses less than $10,000. So far, knock on wood Cheap Sevilla Hoodies , I haven't had to test going above that amount.

So, what happens when your TBer moves in, sends you back your move-in condition form and two days later the AC, heater Cheap Sevilla Shirts , or whatever goes out? You're either ponying up some money or you have one upset TBer. Yes, I know it's wise to have them sign off on an inspection or an inspection waiver prior to move in, and if you're not doing that, I recommend it. However Cheap Sevilla Jerseys , do you think that's going to matter if the TBer just gave you the majority of their life savings and they're looking at a large repair bill?

Yes, you can use some of their funds to purchase a home warranty and I also frequently do that. If the expense happens to be one that is actually covered under the policy on such a short time frame and not classified as a pre-existing condition, then you're fine and the TBer can just pay the deductible. Wait a minute, didn't you shell out a few hundred for the warranty? True Yevhen Konoplyanka Jersey , it came from the TBer's funds, but that option consideration was supposed to be yours to keep, right?

Other recommendations on addressing the issue include asking the seller to be responsible for repairs for a certain time period and then passing that "guarantee" on to the TBer. Again, it may be one of those "sounds good in theory" type arguments. The few times I've gone that route I've not had to test it Vitolo Jersey , but I wouldn't be surprised if the seller is a bit upset if I had to call to ask for money after the fact. And what happens if your repair period from the seller is only 30 or 60 days and it takes you longer than that to find a decent TBer. Oops.