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If you are a homeowner, it couldn't be easier to apply for a Homeowner or Secured loan.

Secured loans - i.e. where your home is used as security against the loan - are suitable for when you are trying to raise a large amount; are having difficulty getting an unsecured loan; or, have a poor credit history. (Lenders are more flexible with their underwriting, making a secured loan possible when you may have been turned down for an unsecured loan).

Homeowner loans are also worth considering if you need extra money to spend on a new car, home improvements Nike Air VaporMax Plus Men's Shoes Black White UK , or that holiday of a lifetime.

Benefits of Homeowner loans include lower monthly repayments than unsecured loans and the ability to borrow more money over a longer period of time.

Some lenders will offer flexible repayment terms allowing you to take payment holidays or pay the loan off early.

A Homeowner loan can be used for almost any purpose and includes:

Debt Consolidation

Home Improvements

Holidays

Car Purchase